This well-maintained 2 family has had some upgrades over the years including kitchen appliances, flooring, and bath vanities. Many of the windows are energy efficient replacements. There are two 100 amp electric meters and natural gas baseboard hot water heat. The 1st floor apartment has 2 bedrooms, living room, and an eat-in kitchen with a ceiling fan. The bathroom has a tub/shower. There is front and side porch access. Access to the basement is from the enclosed hallway. The 2nd floor has 2 bedrooms, lots of closet space, living room, kitchen, & bathroom with a tub/shower. Access is from the front porch/hallway stairs and side porch/hallway stairs. Off street parking on a side street location. Most recently both the apartments were rented at rents of $1, 200. 00 and $1, 450, 00 per month/all utilities included. 2 electric meters, Gas heating system has 2 zones & each apartment has their own thermostat to control heat. New asphalt shingle roof on the main roofs/Oct. 2024.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,610 | $1,569 | $1,990 |
Total Monthly Payment | $2,039 | $1,998 | $2,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.