Welcome to your perfect coastal retreat! This charming 3-bedroom, 1-bathroom home is nestled on a generous lot in a highly desirable location, just steps away from deeded beach rights. Enjoy beautiful views and the soothing sounds of the bay right from your doorstep. With a bit of updating, this home has incredible potential to become a true beachside gem. Inside, you'll find an inviting layout with three well-sized bedrooms, a cozy living space, and a functional kitchen—all ready for your personal touch to make it your own. The double lot provides ample space for outdoor entertaining, gardening, or even expansion possibilities. Whether you're looking for a vacation getaway, an investment property, or a forever home by the water, this property offers a fantastic opportunity. Don’t miss out on the chance to own a piece of paradise in this sought-after beachside neighborhood. Schedule your showing today!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | First |
Kitchen | Flooring - Vinyl | First |
Living Room | Flooring - Hardwood, Flooring - Wood, Window(s) - Picture | First |
Master Bedroom | Flooring - Hardwood | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $2,096 | $2,094 | $2,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.