551 Bahia Beach BOULEVARD, Ruskin, FL, 33570 | $399,000

Embrace the serene coastal lifestyle in this elegant 2-bedroom, 2. 5-bathroom townhouse nestled within the tranquil waterfront community of Little Harbor. Perfect for a primary residence, a relaxing vacation retreat, or a smart investment, this property allows for short-term rentals.

This beautifully cared-for home offers a reverse osmosis water system in the kitchen, a whole-house filtration and softener, luxurious vinyl flooring, and premium paint throughout. Modern stainless steel appliances and a new air conditioning system add comfort, while hurricane-rated windows, sturdy three-story concrete block construction, and a metal roof provide lasting peace of mind.

Enjoy the convenience of a private garage with additional storage and tandem driveway parking. Four private balconies, including two with stunning water views, invite the gentle coastal breezes indoors. Spend quiet moments watching boats drift through the marina or catching glimpses of dolphins and manatees, making every day feel like a tranquil escape.

Little Harbor offers a wealth of resort-style amenities, from a community pool, fitness center, and courts for tennis and pickleball, to a cozy beach currently under renovation. For boating enthusiasts, two marinas, boat rentals, and fishing charters await. Indulge in the on-site dining options at two waterfront restaurants, unwind at the tiki bar, and take in the breathtaking views of Tampa Bay and the iconic Sunshine Skyway Bridge.

Whether you’re unwinding on a balcony or exploring the vibrant community, this townhouse invites you to savor an exceptional waterfront lifestyle. Discover your coastal haven today at Little Harbor.

The primary bedroom offers a private retreat, featuring “his and hers” closets and direct access to one of four balconies where you can relax and enjoy peaceful water views. Each balcony invites you to embrace the serene atmosphere, while a spacious additional bedroom ensures comfort for family and guests.


Complete with a whole-house water softener and thoughtful upgrades throughout, this townhouse isn’t just a home—it’s an invitation to the waterfront lifestyle. Whether you’re enjoying Little Harbor’s luxurious amenities or savoring quiet moments on one of your private balconies, this residence promises a true coastal escape.

Features

  • Rooms: 12
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2006
  • Garage: 1-car Garage Door Opener, Ground Level, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,258
  • Acreage: 0.04
  • Est. Taxes: $7,633
  • HOA Fee: $651 Monthly
  • Lot Desc: FloodZone, In County, Near Marina
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: A4628038
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4628038/551bahiabeachboulevard_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 5:47:07 PM)
Listing courtesy of KELLER WILLIAMS CLASSIC GROUP   Phone: 941-900-4151

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NMLS Mortgage Loan Originator ID 16953

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551 Bahia Beach BOULEVARD, Ruskin, FL, 33570

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $636 $636 $636
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,124 $2,122 $2,737
Total Monthly Payment $2,835 $2,833 $3,448

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.