This beautiful 1920's duplex in the heart of Winooski has all the character & charm of its vibrant history. The property's 2 spacious units plus a detached 1-car garage offer a great opportunity to owner-occupy & rent the other unit, or to rent both with excellent return. The home's classic wrap-around front porch is the ideal place to relax. Out back, enjoy the partially fenced yard, patio, plus a variety of apple & pear trees, grape vines, & berry bushes of all kinds! Unit A is an expansive 1, 700 sq. ft. space with 2 beds on the 1st level & 2 on the 2nd plus 1. 5 baths. The main level features hardwood floors, classic wood trim details, galley kitchen with gas range, laundry area, & spacious living room with gas fireplace. The upstairs bedrooms are carpeted & cozy with attic access. Unit B has 2 bedrooms & a renovated full bath with laundry, updated kitchen & entryway with tile floors, & an open concept living room & bedroom with VT Hickory floors. The 2nd bedroom is a delightful, converted attic space on the top floor, accessed by a custom maple stairway, with carpeting & nooks under the eaves. As a bonus, this wonderful property has the possibility to convert to 3 units and/or accommodate an ADU for additional income. The home's slate roof has been well-maintained & a newer asphalt roof & systems have been added, plus the home has been audited and updated for energy efficiency. Close to schools, shopping, & restaurants. Don't miss this opportunity!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $924 | $924 | $924 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,300 | $3,297 | $4,183 |
Total Monthly Payment | $4,316 | $4,313 | $5,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.