Welcome to Clearwater Estates a private community with lake access to Sand Pond. Tucked up in Shandelee just minutes from Livingston Manor main street set on 5. 35 acres sits 120 Clearwater Estates a newer construction Cape cod style home featuring 3 bedrooms, 2. 5 bathrooms, along with 2 additional bonus rooms can be used for home office, or home gym area. Enjoy the warmth of wood burning fireplace in living room, open layout in kitchen and dining area, along with sliders leading to large back deck and private back yard. Main suite on first floor, along with full bathroom with large soaking tub, laundry and half bath also on main level living. Upstairs features 2 large bedrooms along with a full bathrooms, the 2 bonus rooms are also upstairs in the dormer space. Full walkout basement with secondary wood burning stove in basement along with other mechanicals. Clear water estates has private access to Sand Pond a spring fed lake great for fishing or swimming. Minutes to the Arnold house for dining or lodging for guests, minutes to main street Livingston Manor for grocery store and additional shops and dining. Community does allow short term rentals.
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Our Executive Mortgage Banker:
Our Insurance Division:
$753,333
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $602,666 | $602,666 | $602,666 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,125 | $1,125 | $1,125 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,111 | $4,006 | $5,082 |
Total Monthly Payment | $5,328 | $5,223 | $6,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.