205 Ginger Lane, Taylors, SC, 29687 | $362,000

**** FLOOR PLAN AND 3-D WALKTHRU POSTED ******** What a wonderful home! Three bedrooms and 2 bathrooms definitely have such charm. When you drive up, it truly stands out and says, "PICK ME. " Well maintained with great curb appeal. As soon as you walk in, the vibe is really, really good. Nice open foyer area with a spacious dining room to your right and the living room on your left, which is really big. You will love that the entire downstairs is luxury vinyl planks. The living room features a wood burning fireplace with an awesome hearth to warm your backside as you listen to the crackling flames. The two bookcase cabinets remain, and I love the double-paned door that lets in lots of natural light and would be awesome to open if entertaining. There is a nice breakfast room overlooking the backyard. The kitchen is huge; granite counters and all the stainless appliances do convey. The laundry closet is located in this area as well. Special note: the kitchen is large enough if you wanted to add an island permanently or portable; there is certainly ample space. Downstairs has a coat closet and a very nice powder room for all your guests. Upstairs has new carpet. There are two nice-sized bedrooms with a full hall bath tub shower combo. The primary bedroom is really spacious, with a sitting area great for that extra furniture and nook for a home office space. The primary bathroom is super nice, recently renovated with tile floors, new cabinets, and a very nice look and feel. I love the garden tub with a separate shower. The vanities are dual. It comes complete with a linen closet and a huge walk-in.   The backyard is awesome!  It has an oversized patio, with some of it partially covered. Nice stand of grass in the fully fenced backyard that backs up to woods. The owner last year put in a complete new HVAC system and has taken really great care of the place. So what are you waiting for? Give me a call for a private tour. I have lenders on standby to work out all the details and get you in this home for the holidays.   Looking forward to hearing from you!

Features

  • Amenities: Street Lights, None
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: 1st Floor, Laundry Closet, In Kitchen, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Traditional
  • Year Built: 1992
  • Garage: 2-car Attached
  • Heating: Electric, Forced Air
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 0.28
  • Est. Taxes: $2,636
  • Lot Desc: 1/2 Acre or Less, Sloped
  • Elem. School: Paris
  • Middle School: Sevier
  • High School: Wade Hampton
  • Appliances: Cooktop, Dishwasher, Disposal, Self Cleaning Oven, Refrigerator, Electric Cooktop, Electric Oven, Microwave, Electric Water Heater
  • MLS#: 1541549
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/1541549/205gingerlane_taylors_sc?source=qrflyer
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Listing courtesy of BHHS C Dan Joyner - Augusta Rd   Phone: 864-241-2880

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NMLS Mortgage Loan Originator ID 7654

401.474.4879

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205 Ginger Lane, Taylors, SC, 29687

$362,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $289,600 $289,600 $289,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $220 $220 $220
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,927 $1,925 $2,483
Total Monthly Payment $2,222 $2,220 $2,778

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.