Honey, stop the car! This 2 bedroom, 2 bathroom highly desirable end unit villa in Oldsmar will not last long. End units are tough to find and provide so much natural light in the home (extra windows and larger yard!). This home features modern tile throughout the main living area and laminate in the bedrooms. The kitchen is VERY spacious and open and features an island with a gorgeous slide-in range. The beautiful stainless steel kitchen appliances are included and the breakfast nook or private screened lanai are the perfect place to enjoy your morning coffee. The master bedroom features an en-suite bathroom with shower, master closet and linen closet right outside of the bathroom. It also has a view of the lanai and sliding doors that lead out to it. The second bedroom and full bathroom are nearby and tastefully updated as well. The large living and dining room have very high ceilings, a wood burning fireplace and an open view of the kitchen, which is great for entertaining. The private yard is fenced and beautifully landscaped. There is also a 1 car attached garage which features the laundry area and the washer/dryer are included with the sale. The monthly maintenance fee is only $135/month and includes lawn care, pest control, water, sewer, trash and the heated community pool that is just a short walk from the home. This won't last long!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,041 |
Total Monthly Payment | $1,758 | $1,716 | $2,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.