Water lovers rejoice! Escape to Citrus County, Florida with this picturesque waterfront lot overlooking the sawgrass and accompanied by the neighboring lot with 1948 Cracker-style house. This property is off the beaten path & perfect for those looking to embrace a slower-paced, Florida lifestyle while still having access to boundless recreational adventures. Under a mile from the public boat ramp take your shallow-draft boat and navigate directly from your backyard through peaceful, winding waterways to the Homosassa River or out to the Gulf of Mexico. This scenic route is perfect for fishing, kayaking & bird watching! While the home has been flooded, it awaits a creative transformation. With a bit of vision, you can restore or reimagine this gem, making it a true reflection of your style while capturing the charm of Old Florida. Priced to sell, this unique property is a rare opportunity to own a slice of waterfront. Whether you’re dreaming of a weekend escape or a full-time residence, this waterfront lot offers the chance to create something truly special.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,309 | $1,680 |
Total Monthly Payment | $1,449 | $1,433 | $1,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.