WELCOME TO YOUR CHARMING & PICTURESQUE SOUTH LAKE HOME WITH A BEAUTIFUL VIEW & BEST OF ALL IT IS ON A DOCKABLE/BOATABLE LAKE. This delightful & partially updated open floor plan home is located on the North side of Sun City Center (SCC). It has nice landscaping, painted driveway, & sweet curb appeal. From the moment you walk up to the quaint front porch & step through your front door you will be thrilled by the fantastic lake view! In addition, you will be surprised by the amount of space in this enchanting home, the bright & cheerful color scheme, the spacious eat-in kitchen, and NEW ROOF (2022). The kitchen has ample cabinetry, new modern brushed nickel handles, updated black appliances, and a serving/coffee/beverage bar space that opens into your dining/living area. Your oversized primary bedroom ensuite has sizeable closet and bathroom with tiled walk-in shower. There are 2 guest bedrooms that are roomy & inviting, and both provide additional closet space which is convenient for your overnight visitors. The 3rd bedroom would be a perfect home office or craft room. . . . . . the beautiful lake view would certainly inspire you next creation or masterpiece. The home has enclosed lanai and an extended Florida/sunroom with glare reducing roll down blinds that allow for beautiful views and privacy from onlookers. Spend your time watching the birds or sit out on the paved rear patio & soak up the sun while sipping your favorite beverage. The interior laundry room has washer/dryer, handy new utility sink, & cabinets and shelving to keep you and your home organized. The 1 car garage has separate storage closet. Upgrades: Luxury Vinyl Flooring throughout 2024, New Shingle Roof 2022, Sewer Pipes Sleeved 2022, Painted Driveway. POA MONTLY FEE INCLUDES WATER & LAWN MAINTENANCE. The property may have a dock-the old dock was dismantled; however, the electricity remains in place. A huge plus for purchasing this home is it has great investment potential with excellent past rental history & future rental possibilities. City Center (SCC) is an active 55+ golf cart community. It is close to airports, beaches, shopping & big city nightlife & entertainment. SCC offers in & outdoor pools & spas, a well-equipped fitness center, a community hall, library, arts/crafts, outdoor sports, Lawn bowling, Pickleball and golf. Hurry & schedule a showing today! Please don’t overlook this delightful treasure. You will love your new SCC lifestyle.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,840 | $239,840 | $239,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,636 | $1,594 | $2,023 |
Total Monthly Payment | $2,021 | $1,979 | $2,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.