OPEN HOUSE NOV 16 from 11 till 1PM. This charming cape, built in 1947 is a true testament to craftsmanship, showcasing timeless strength and attention to detail. Outside, the nearly 80-year-old rock wall stands as a proud reminder of the property’s enduring quality, while the lush yard bursts with vibrant purple irises that beautifully contrast against the sunny yellow exterior, surrounded by forsythia and a variety of lilies. Inside, the living room exudes character, featuring elegant built-in bookshelves and drawers—thoughtful touches that enhance the ambiance of this distinctive cape. On cold winter nights, curl up with a good book by the warmth of the wood stove, and enjoy the added bonus of 3 years' worth of free firewood, which will keep you cozy and help cut heating costs. With four spacious bedrooms, two bonus rooms, plus one full and one unfinished bathroom, there’s plenty of room to find your own retreat or gather with family and friends. The kitchen offers a generous island, perfect for cooking with fresh local ingredients or entertaining guests. The dry, full cellar provides ample storage space, while the Monitor Barn is an ideal structure for your RV, boat, art studio, or even to house your favorite farm animals. Spanning over 3 private acres, you’ll enjoy year-round access to nature, whether it’s hiking through your own woods or picnicking in the meadow. This lovely home is a sanctuary, a place where memories are made, and dreams are nurtured. Welcome home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $432,000 | $432,000 | $432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $583 | $583 | $583 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,947 | $2,871 | $3,643 |
Total Monthly Payment | $3,622 | $3,546 | $4,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.