Welcome to your dream home nestled in the picturesque town of Congers, NY, with seasonal views of the stunning and serene Lake DeForest. This exquisite center hall colonial offers an impressive 4, 339 square feet of elegant living space, set in a sought-after neighborhood that is conveniently located near vibrant shops, delightful restaurants, and beautiful parks with abundant recreational opportunities including golf, baseball & pickleball. As you step inside, you are greeted by a grand entrance that sets the tone for the rest of this majestic residence. The heart of the home is the bright & spacious eat-in kitchen, featuring granite countertops, instant hot, built-in garbage disposal and direct access to a spacious deck, perfect for outdoor dining & entertaining. The kitchen seamlessly flows into a vaulted family room, which boasts a cozy gas fireplace & a second staircase that enhances the home's entertaining capabilities. The generous living room opens to a formal dining room, providing flexibility for gatherings of any size. For those who work from home, a fabulous home office, which could easily serve as a sixth bedroom, is conveniently located on the main level & features a lovely bay window that floods the space with natural light. A beautifully renovated powder room completes the main floor. Venturing upstairs, you will discover the grand primary suite, a true retreat that includes a spacious full ensuite bathroom, his & her custom walk-in closets, & a cozy lounge area. 3 additional generously-sized bedrooms share a well-appointed full hall bath. The lower level, bright and sunny walk-out is an entertainer's paradise featuring a kitchenette with a dining area, a full bath, a bedroom plus a large recreation room with a bar. This space is perfect for hosting gatherings or enjoying a movie night with friends. Additionally, a large fitness/ storage room provides practical solutions for your storage and exercise needs. Step outside to your splendid private oasis, where you will find a fenced-in backyard that is truly a dream come true. Enjoy the luxury of a saltwater, heated, kidney-shaped inground pool complete with a tranquil waterfall. The custom cabana, adorned with a pergola, features built-in TV and electricity, making it an ideal spot for relaxation or entertaining. The expansive deck and paver patio are perfect for outdoor gatherings, while the lush green space offers plenty of room for recreational activities. Top-rated Clarkstown Schools.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $940,000 | $940,000 | $940,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $2,430 | $2,430 | $2,430 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,264 | $5,788 | $7,806 |
Total Monthly Payment | $7,819 | $8,343 | $10,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.