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850 Oak ST, Fort Myers Beach, FL, 33931 | $1,050,000
This rarely available elevated waterfront home with direct gulf access is located in a GREAT San Carlos Island location just over the bridge from Fort Myers Beach! It's a unique, quality built 3 level home and has many features. There are beautiful wooden steps between the floors. The main living area features tile throughout and plantation shutters. The kitchen features solid wood craft made cabinets with soft-close drawers, granite counters and island and stainless steel appliances. The master bath has been updated with new fixtures, quartz counter and large tile shower. The living area leads out to the spacious deck that looks out over the dock and canal. The upper level has attic access and features another bedroom with wood-look tile throughout with another updated full bathroom. With 800 square feet of area including a one car garage the lower level of this home features a sunroom leading out to the dockside patio. There's also a half bath and as well as shower area. A separate room provides options for a wide range of uses such as an additional bedroom, den, work/art room or storage/tool area. The paver driveway/parking area leads to the garage which has a retractable screen for bringing in the island breezes. The dock has water and electric along with a 10, 000 lb lift. Additional dock area features include a gem remote control jet ski lift, 6x10 floating kayak dock and a fish cleaning station. Purchase the home on its own or purchase the available lot next door at 848 Oak Street along with it. NO RENTAL RESTRICTIONS OR HOA FEES! In addition to the proximity to Fort Myers Beach, San Carlos Island is home to the Key West Jet Express and local and visitor favorites Bonita Bills, Tina's Bar, Doc Ford's, Dixie Fish, Parrot Key and more coming! Many new home construction projects planned or going up on the street. Just across the bridge from the new Margaritaville Resort where day passes are available. Now is great time to get in on the resurgence of the Fort Myers Beach area!
Features
- Amenities: Fish Cleaning Station
- Bedrooms: 2
- Baths: 2 full / 1 half
- Style: Multi-Story Home
- Development: OAK STREET UNREC
- Year Built: 1981
- Garage: 1-car Attached
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric,Window Unit
- Approx Sq. Feet: 1,200
- Acreage: 0.07
- Est. Taxes: $4,113
- Lot Desc: Regular
- View: Canal
- Community Type: Non-Gated
- Water Front: Yes
- Boat Access: Boat Dock Private,Boat Lift,Dock Included,Elec Avail at dock,Hoist/Davit,Jet Ski Lift,Water Avail at Dock,Wooden Dock
- Pet Policy: No Approval Needed
- MLS#: 224088843
- Website: https://www.raveis.com
/eprop/224088843/850oakst_fortmyersbeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
850 Oak ST, Fort Myers Beach, FL, 33931
$1,050,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $840,000 | $840,000 | $840,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
| Monthly Tax Payment | $343 | $343 | $343 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,379 | $5,379 | $7,375 |
| Total Monthly Payment | $5,847 | $5,847 | $7,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388