This luxurious Vintage Estates premium built home in the Arbor Mill community is inviting and cozy. As you pull up to the home you'll notice the beautifully manicured lawn and landscaping all framed by concrete curbing, and in the evening the bright landscape lighting illumining the beautiful architecture and design of the home both in the front and backyards which is secured by six foot vinyl privacy fencing with a black iron fencing to not obscure your water views, which also was designed with a 'puppy picket' style to ensure your tiny pets are safely secured. The second you walk through the beautiful double leaded glass front doors onto the impressive porcelain tiled floor, you are amazed by the volume of the massive heights of the twelve foot trey and coffered ceilings throughout common areas and will immediately notice the peaceful water views through the expansive sliding glass doors covered by beautiful plantation shutters 8 feet doors throughout the house. The 2514 square feet footprint of the house hosts 4 bedrooms and 3 bathrooms. The split floor plan provides for a secluded large primary suite which includes his and her massive walk-in closets, large primary room with bay window sitting area, again with impressive water views, and spa like soaking bathtub with separate walk-in shower. The gourmet kitchen boasts lots of cabinets and storage and is complemented by a massive island providing a lot of workspace for the cook and adequate space to host comfortably 5 or 6 chairs with custom built walk-in pantry. The home is fueled by natural gas for hot water, cooking and laundry. A tankless water heater heats your water that is softened by a Culligan soft water system that conveys with the property. The home boasts a lot of upgrades including, central vacuum system, 100% crown moldings, 5 1/2" baseboards, wainscoting in breakfast nook, 120 square feet of overhead storage and stair access to 100 square feet of attic storage in the 3 car garage which has been installed with a durable tiled flooring for a beautiful finished look. The house sits in St. Johns County which offers the best school district in the state of Florida. It has the lowest HOA fees of approximately $63 per month for so many amenities like swimming pool, tennis and pickle courts, children's play area, large and small dog park and RV parking available (for additional fee) with NO CDD fees! Outdoor Security cameras, ring doorbell, and bar stools convey with the home.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,920 | $527,920 | $527,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,601 | $3,509 | $4,452 |
Total Monthly Payment | $3,693 | $3,601 | $4,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.