Welcome to Fernbrook Cottage, a tranquil retreat in the heart of Greenfield Hill. Nestled on 1. 2 lush acres, this charming New England Cape provides a serene lifestyle for those seeking a peaceful haven surrounded by nature. Inside, a welcoming living room with an oversized wood-burning fireplace is perfect for cozy evenings. An intimate den offers a warm gathering space with gas fireplace. The eat-in kitchen, with vaulted ceilings, a skylight, and a bay window overlooking bird feeders, is flooded with light and connects to the terrace, garage, and accessory apartment. The main-floor primary bedroom serves as a private retreat with terrace access for peaceful mornings. A full bath with shower stall is located nearby. Upstairs, two additional bedrooms and a full bath complete the space. The accessory apartment above the garage offers flexibility for guests, extended family, or rental potential. Lovingly maintained, the grounds are a gardener's paradise with a curated selection of perennials, attracting birds and pollinators alike. A wooded area behind the home enhances privacy and serves as nature's playground for peaceful exploration. In the bucolic Greenfield Hill area of Fairfield, this home balances secluded living with convenience, located less than 2 miles from dining and shopping at Greenfield Hill Commons and 4 miles to Fairfield Center and Metro North. This is an estate sale; property being sold as-is. Buyer to do their own due diligence. 4th bedroom is in the ADU. Pictures of this space to be up by the 14th.
Type | Description | Level |
---|---|---|
Bedroom 1 | Full Bath,Hardwood Floor,Tub w/Shower | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Bedroom Suite,Full Bath | Other |
Den | Gas Log Fireplace,Hardwood Floor | Main |
Eat-In Kitchen | Skylight,Vaulted Ceiling,Island,Patio/Terrace,Tile Floor | Main |
Full Bath | Stall Shower,Tile Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Patio/Terrace,Hardwood Floor | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $842 | $842 | $842 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,975 | $4,367 | $5,860 |
Total Monthly Payment | $4,909 | $5,301 | $6,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.