772 Route 284, Westtown (Minisink), NY, 10998 | $239,900

This charming home, located in the Minisink Valley School District, is filled with potential. Dating back to the early 1900s, it requires some tender loving care to restore its original glory. Presently, the house boasts two bedrooms and one full bathroom. The entrance opens to a generous living room on the right and a large kitchen with substantial dining area on the left. Next to it is a storage/laundry room hook-up. The second floor hosts a full bathroom, one completed bedroom, and another bedroom that awaits finishing touches. The basement provides plenty of storage space and includes a separate entrance from the backyard. The picturesque yard is perfect for outdoor activities. Affordably priced and within a commutable distance to NYC, this home is a diamond in the rough, ready to shine with your personal touch and effort. A universe of opportunities awaits.

Features

  • Town: Westtown
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Style: Colonial
  • Year Built: 1910
  • Heating: Natural Gas, Forced Air
  • Cooling: None
  • Basement: Unfinished
  • Approx Sq. Feet: 1,440
  • Acreage: 0.26
  • Est. Taxes: $4,171
  • Lot Desc: Level
  • Elem. School: Minisink Valley Elementary School,Minisink Valley Intermediate School
  • Middle School: Minisink Valley Middle School
  • High School: Minisink Valley High School
  • School District: Minisink Valley
  • Appliances: Dishwasher, Oven
  • MLS#: H6335551
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/H6335551/772route284_westtown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Howard Hanna Rand Realty   Phone: 845-928-9691

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

772 Route 284, Westtown (Minisink), NY, 10998

$239,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,920 $191,920 $191,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $348 $348 $348
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,309 $1,276 $1,633
Total Monthly Payment $1,732 $1,699 $2,056

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.