*****First showings will be the Open House on 11/16 and 11/17.
Welcome to Howard Beach, where this inviting residence awaits its new owners. Boasting a total of 3 bedrooms and 3 full bathrooms, this charming home is complemented by a one-car garage, a driveway that can accompany two cars, a large backyard deck overlooking the water, and a dock for your boat.
The property is thoughtfully divided into two separate apartments, each with its own entrance. The first floor features one bedroom, a full bath, a living room, and an open kitchen. The second floor was renovated in 2020 and features an over-sized primary bedroom with a spacious, attached bathroom showcasing a large jacuzzi bathtub and a separate, enclosed shower stall. The open kitchen features an island and granite counter tops throughout. The living room area is a large open space that leads to a bright sunroom, where you can indulge in the warmth of the sun on a brisk winter day. Take a few steps out of the sunroom and down the staircase to the backyard, which you can also access through the first floor.
Each floor is complemented by baseboard heating and Cooper & Hunter Slim Duct Split AC / Heating systems. Solar panels are installed on the roof.
Conveniently situated blocks from the A train and various bus routes including Q11, Q21, Q41, Q53, QM15, QM16, QM17, this residence offers accessibility to public transportation, further enhancing its desirability. Don't miss the opportunity to own this well-appointed home in the heart of Howard Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,121 | $5,229 |
Total Monthly Payment | $4,321 | $4,213 | $5,321 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.