Wonderful two bedroom, one bathroom co-op in Spuyten Duyvil. This unit features hardwood floors throughout and an updated eat-in kitchen with new refrigerator, granite counters, dishwasher and space for a small table. This spacious unit has large closets, ceiling fans in the kitchen and both bedrooms, plus the convenience of an elevator building with common laundry. Outdoor parking is available upon closing ($78/month), waitlist for garage parking. This home is an fantastic alternative to renting with low maintenance fees that include heat, water, gas and electric. Knolls Crescent is a walkable location, close to stores and transportation. Building amenities include outdoor courtyard, playground, community room, bike room (fee applies), and storage room (waitlisted, fee applies). Annual air conditioner and dishwasher fees apply. This is a limited equity co-op, sale price is set by cooperative based on the number of shares, and the cooperative keeps a portion of the sale proceeds as a flip tax. Cash only sales as per House Rules, no mortgage or loans permitted for the purchase. Offered "as is". InteriorFeatures: Built-in Features,
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $142,255 | $142,255 | $142,255 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $970 | $945 | $1,200 |
Total Monthly Payment | $1,045 | $1,020 | $1,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.