Nestled on a quiet street outside the city limits of Seneca, this charming home waits for you. Dual driveways allow for ease of access to the interior of the home. From the full length shaded, front porch, enter your true open-concept living and dining area. Glass sliding doors across the back of the home let in loads of natural light. The wood burning fireplace also has a propane insert. Off the living space, there is a back deck perfect for enjoying the sounds of nature. At the front hallway, turn to the left for the dining area and a tidy kitchen. The kitchen features a double door pantry along with access to the side deck and the laundry room. To the right of the entry hall, you will find 2 bedrooms and 2 bathroom. Interior stairwell to the basement is also off this hallway. The primary bedroom features 2 closest. One closet is walk in and the other is double width. There is a full bathroom attached to the master suite and a door to the deck along the back of the home. Downstairs you will find a 1 car garage and workshop space in the basement. There is a 12x30 building that will remain. Building is wired for electric service but is not connected currently. Other exterior options include established space for gardening, fenced area, multiple doors into basement and no homes behind you. With no restrictions and no HOA fees, this home allows for more of what you want to do with your 1. 5 acres of land. Loads of perks include a new heat pump in October 2022, new metal roof in 2019, LVP flooring, one level living, wood burning fireplace, kitchen appliances to remain and so much more. Location is only 6 miles from High Falls county park on Lake Keowee and only 8 minutes to shopping. This location is convenient but retains a country feel. If you are looking for a peaceful retreat, this is the one!
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $31 | $31 | $31 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,392 | $1,356 | $1,720 |
Total Monthly Payment | $1,498 | $1,462 | $1,826 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.