New Smyrna Beach! This is a great central location in the best beachtown in FL. This location is close to stores and the commercial corridor of Hwy 44 and also the shops and great restaurants on Historic Canal St. The neighborhood of 'Mill Run' is small and quiet and the best part is that there is no HOA! This home is on a corner lot and has a private fenced backyard. There is a screened FL room and covered patio that both overlook the yard. The home has vaulted ceilings in the spacious main living area and is a split plan with the primary bedroom and guest rooms on either side of the living room. The kitchen that overlooks the main living area features a breakfast bar with new countertops, some new appliances and plenty of cabinet space. The laundry is just off of the kitchen as well. The primary bedroom is large at 14 x 14 and has bay windows and a custom wood headboard feature. The ensuite bathroom features a walk in shower enclosure and a pedestal sink. The 2nd bedroom is large as well at 12x10, all 3 bedrooms have built in closets. The dining area is just off the kitchen and has a slider that opens out to the screened Florida room. The home also features a covered carport and an attached storage/ work room. The owners have a brand new above ground pool that may convey with the sale. The beach is a 10 minute drive and the Orlando airport and attractions are only an hour away. Its hard to find a slice of paradise in this price range! Call for an appt to see this home today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,282 | $1,250 | $1,585 |
Total Monthly Payment | $1,409 | $1,377 | $1,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.