Desirable, move-in ready, 3-bedroom split-entry home on a 1. 08 lot in a neighborhood setting. Available for the first time in 40 years! Enjoy the private, level, landscaped & wooded back yard with partial fencing and a large, detached garage with tons of shelving and space for tools and equipment and a separate room that can be used as a greenhouse. Large outdoor, fenced in area with covered storage stalls that can be used for vehicles or equipment. Perfect for any and all outdoor hobbies. Yard features many kinds of mature fruit trees and garden areas. The inside of the home features an eat-in kitchen with island and dining area. Living room with wood burning fireplace and hardwood flooring. The primary bedroom is connected to the full bathroom. Two additional bedrooms and an office/study are on first floor. Sunroom off of the kitchen brings you out onto the large back deck. 1st level laundry. The lower level of the home features a bonus room with a wood burning fireplace, bar and 3/4 bathroom. 2 car garage under with direct entry. Home has multiple mini splits that offer heat and A/C. Bring your imagination and some TLC to make this your forever home. Open House 11/9/24. Home being sold AS-IS.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $591 | $591 | $591 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,608 | $2,605 | $3,306 |
Total Monthly Payment | $3,274 | $3,271 | $3,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.