Seller Covers HOA for One Year!
This spacious, move-in-ready Expanded Augusta villa—the largest model in On Top of the World—comes with a full year of prepaid HOA fees. Boasting nearly 2, 000 square feet, this 2-bedroom plus flex room residence offers generous space for both comfortable living and entertaining.
Upon entry, you’re welcomed by a covered porch leading into the expansive great room with cathedral ceilings. The living and dining areas flow seamlessly into the completely remodeled eat-in kitchen, featuring stainless steel appliances, granite countertops, and abundant cabinetry. Updated windows (2008) fill the airy Florida Room with natural light and overlook the private backyard. The covered back patio, added in 2021, is ideal for outdoor relaxation.
The Primary Suite features a walk-in closet and a private en-suite bath with a walk-in shower, while a split bedroom layout ensures guest privacy with an updated second full bath. Additional conveniences include a whole-house water filtration system, mounted TVs, and a laundry area with extra storage in the garage, which also boasts a recently epoxied floor for added durability and style.
With a new roof installed in 2018, AC from 2012, and community amenities including a 24-hour guarded gate, fitness center, pool, golf courses, and more, this home provides both comfort and ease in Ocala’s premier 55+ community.
Don’t miss this incredible opportunity to embrace resort-style living. Schedule your private tour today! Room sizes are approximate; buyers and agents should verify.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,479 | $220,479 | $220,479 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $25 | $25 | $25 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,504 | $1,465 | $1,890 |
Total Monthly Payment | $1,604 | $1,565 | $1,990 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.