Reflections West!! Beautifully maintained one owner home! Highland Homes Lindsey II floor plan. New roof Jan. 2024. Inviting double doors lead to a perfect open space and a peaceful view onto the pond teeming with wildlife! Split plan boasts new luxury vinyl flooring in common areas and Primary bedroom, new ceramic tile in kitchen and carpet in 2 bedrooms to keep your feet nice and cozy. As you enter the bright kitchen you will notice the bay window eat-in space that is flooded with light. An abundance of cabinets for lots of storage, sleek granite countertops with breakfast bar, and stainless appliances, perfect for entertaining! Dining area is open to the kitchen and living room, those vaulted ceilings give a light and airy feel with views to the backyard. Primary bedroom has windows overlooking the backyard & a large walk in closet that also has new flooring. The en-suite bath has double sinks, generous shower with safety bars, and a linen closet for all the toiletries. Opposite side of the home you will find 2 more bedrooms, linen closet and hall bath with a tub/shower combo. The sliding doors go directly out to the screened, oversized patio that is under roof. Enjoy the sounds os sounds of whistling ducks while having your morning coffee/tea, evening cocktail, all with an unobstructed view of the pond. Upon entrance to Reflections West community, you will see the large greenspace, gazebo, ducks, egrets and geese swimming in the small pond. No hurricane damage as the roof is less than 1 year old. Garage has an automatic opener with outside keypad, attic access, washer & dryer that stay with the home. Make an appointment to see this one, it is priced to sell!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,920 | $235,920 | $235,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $119 | $119 | $119 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,609 | $1,568 | $1,990 |
Total Monthly Payment | $1,803 | $1,762 | $2,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.