Welcome to this charming 3-bedroom, 2-bathroom home located in the desirable Parkwood neighborhood of Clearwater, FL. This well-maintained property offers 1, 296 square feet of comfortable living space, with recent major updates that ensure peace of mind for its new owners. The home features a brand-new roof and electrical panel installed in 2021, and a new air conditioning system from 2023. Inside, you’ll find an open floor plan, split bedroom layout, and elegant terrazzo and tile flooring throughout. The spacious living room opens to a screened-in patio, perfect for enjoying Florida’s outdoor lifestyle.
Situated on a generous 9, 148 square foot lot, this home offers a two-car garage, a fenced backyard, and no HOA, providing flexibility and freedom. Located just minutes from a variety of shopping, dining options, and only 4 miles from the world-famous Clearwater Beach, this home is an ideal choice for first-time homebuyers or those seeking a seasonal retreat. Whether you're looking for a quiet place to relax or a convenient base for exploring Florida’s best beaches and attractions, this move-in-ready home is a fantastic opportunity in a prime location. Schedule a showing today, this home won't last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,073 | $2,630 |
Total Monthly Payment | $2,554 | $2,499 | $3,056 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.