Welcome to the affordable 55+ community of Citrus Woods Estates! NO LOT RENT- you own your land! This move-in ready paradise has been thoughtfully updated, FURNISHED and includes a GOLF CART and a GENERATOR! It offers two separate driveways, a carport, and LARGE WORKSHOP! Did I mention that the spacious back and side yards are fenced-in? Step inside to a large living room featuring a bay window, closet for storage, and new laminate flooring. Between the living room and kitchen there’s a flex space that would make a great office area, additional seating or dining space. The large kitchen offers an island, pantry, and newer appliances. There’s a large dining room with laminate flooring and sliding glass doors leading to the generous screened patio. Imagine sipping your coffee out here while enjoying a nice Florida breeze! Beyond the dining room are 2 bedrooms and 2 bathrooms. The primary suite features a large closet in the bedroom and an additional closet in the bathroom. The en suite bathroom has a tub with shower. The guest bedroom offers double closets. The hallway bathroom features a shower plus a vanity space. The INSIDE LAUNDRY is just off the kitchen and has a closet for storage as well. The home has a water filtration system! From the laundry area, you can access the carport which is currently utilized as a patio. It has a ceiling fan to keep the area nice and cool. The workshop features a roll up door and can also be utilized as a golf cart garage. Inside you’ll find built-in storage shelves, work benches, and a refrigerator. This space is a tinkerer's dream!! The HOA is extremely affordable and offers amenities such as a heated swimming pool, shuffleboard courts, and a community center with a rec room, library, and abundant scheduled activities. Home rentals are allowed after one year. Boats, RVs and motorhomes are allowed under carports only. Don’t miss your opportunity to own your slice of paradise. Schedule your showing today! Seller is willing to entertain any and all requests written into offers submitted.
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $90 | $90 | $90 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,171 | $1,156 | $1,484 |
Total Monthly Payment | $1,336 | $1,321 | $1,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.