Welcome to this charming 3-bedroom, 1. 5-bathroom Cape Cod-style home, offering 1, 100 square feet of living space in New Haven's desirable Westville neighborhood. This home features hardwood floors throughout, providing warmth and character, with easy-care vinyl plank flooring in the kitchen for a contemporary touch. The inviting living room is highlighted by a cozy fireplace, perfect for relaxing evenings. Adjacent, you'll find a formal dining room ideal for gatherings. The main floor includes a convenient half bath and a primary bedroom with atrium doors leading to a spacious deck overlooking the backyard, enhancing indoor-outdoor living. Upstairs, two additional bedrooms with hardwood floors share a full bath that boasts a tiled tub/shower, updated vanity, and modern fixtures, along with vinyl plank flooring for durability. Move-in ready and perfectly located, this home offers easy access to downtown New Haven, the Merritt Parkway, and the best of the Westville neighborhood's amenities.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,555 | $1,515 | $1,922 |
Total Monthly Payment | $2,088 | $2,048 | $2,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.