THis beautiful CUL-DE-SAC Lot, 2 Car + GOLF CART GARAGE, and detailed entry invites you to step through the door into this 3 Bedroom / 2 Bath Designer GARDENIA in The Village of Bonita, in THE VILLAGES, FLORIDA. Centrally located between Lake Sumter Landing and Brownwood Paddock Square. One of the many standout features of this property is its popular open floor plan. The kitchen features WHITE CABINETRY and striking GLASS TILE BACKSPLASH, QUARTZ COUNTERTOPS. It has newer stainless-steel appliances and highlights a serving bar that overlooks the spacious living area, perfect for casual meals or entertaining guests. The breakfast nook adds an inviting charm that beckons you to enjoy your morning coffee. The living room and dining space flow effortlessly from the kitchen, with the crown molding in the main living areas highlighting the vaulted ceilings. At the same time, detailed WINDOW SHUTTERS inject character and light into the space. Throughout this home, you will find FLORIDA SUNLIGHT POURING IN through 4 SOLAR TUBES that are spread throughout (even in the garage!), creating energy efficient lighting with ZERO ELECTRICITY required. The primary suite, with a tray ceiling, is a true retreat, offering two generous walk-in closets and an en-suite bathroom complete with split dual vanities, a private water closet, and a walk-in ROMAN SHOWER with a seamless glass door, ensuring a spa-like experience daily. This split floor plan is designed with the guest rooms separated by the guest bathroom. The front bedroom makes for a great office or hobby space. Step into the GLASS-ENCLOSED LANAI, a key feature enhanced by TELESCOPING DOORS that promise an open flow and integrate indoor-outdoor spaces. The perimeter is lined with Longoria Bush Hedgerows for added privacy. Roof 2012. Enjoy The Villages, FL, lifestyle with abundant amenities for you to attend golfing, shopping, dining, and enjoy many entertainment choices, club meetings, medical services, and more, all accessible by a golf cart.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $541 | $541 | $541 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,821 | $2,818 | $3,635 |
Total Monthly Payment | $3,454 | $3,451 | $4,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.