This delightful 2-bedroom, 1-bath residence boasts 1, 123 sq. ft. of comfortable living space, filled with an abundance of natural light that creates a warm and inviting atmosphere. The block construction ensures durability, and with a brand new roof installed in 2024, you can enjoy peace of mind for years to come. Freshly painted interiors and new carpet throughout provide a modern touch that’s ready for you to move in and make it your own.
While the kitchen and bath offer a classic charm, there’s incredible potential to enhance these spaces further, which could elevate the home’s value even more. Step outside to discover a very spacious lot that offers endless possibilities! Whether you envision creating a beautiful garden oasis, setting up a play area for kids, or even adding a pool for those warm summer days, the generous outdoor space is perfect for your creative ideas. Plus, with no HOA restrictions, you have the freedom to utilize the property as you see fit.
The home features a detached 1-car garage along with a convenient carport, providing ample parking and storage options. Located close to MLK and Highway 4, you’ll enjoy easy access to local amenities, shopping, and dining, making this an ideal spot for both convenience and comfort.
This lovely home is not just a place to live; it’s a place to create memories. With its inviting charm and fair price, it’s a fantastic opportunity for first-time buyers, small families, or anyone looking to downsize without compromising on quality.
Don’t miss your chance to own this wonderful property! Schedule a viewing today and see for yourself all that this home has to offer!
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$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $54 | $54 | $54 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,577 | $1,537 | $1,950 |
Total Monthly Payment | $1,706 | $1,666 | $2,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.