424 Silver Hill DRIVE, Valrico, FL, 33594 | $305,000

Under contract-accepting backup offers. Welcome to 424 Silver Hills Dr, a delightful 3-bedroom, 2-bathroom block home with a 1-car garage and 1, 283 sq ft of cozy living space. Located in a peaceful neighborhood with NO HOA and NO CDD fees, this home offers great value and flexibility for investors or first-time homebuyers alike. The potential to modernize and customize this home is endless, making it an exciting opportunity for anyone looking to make it their own.

The curb appeal starts with a charming courtyard in the front, ideal for gardening, lounging, or creating your dream outdoor retreat. The home is fully fenced for added privacy, making it perfect for pets, children, or simply enjoying your space in peace. The extended driveway allows for additional parking and can easily accommodate an RV or boat—plus, there's plenty of room to cover them if you'd like.

Inside, you'll find a spacious floor plan with updated plumbing throughout, giving you peace of mind. The new double-pane windows (including a new patio sliding door) offer energy efficiency and natural light, while the updated attic insulation helps maintain year-round comfort. The large screened-in patio extends your living space outdoors, making it the perfect spot for entertaining or relaxing.

The master bedroom features a generous walk-in closet, and there's a neat space off the living area that would be perfect for a wet bar, adding convenience and charm for gatherings. The home also boasts 6-inch gutters around the property, a 50-year warranty roof, and a 2017 AC unit and water heater—all designed to offer long-lasting durability and peace of mind.

Whether you're an investor looking for rental potential or a first-time buyer seeking a home with room to grow, 424 Silver Hills Dr offers both value and opportunity. The combination of a fantastic layout, low maintenance upgrades, and the chance to personalize and modernize makes this a must-see property.

Don't miss out on this rare find! Schedule your showing today and explore the possibilities of making this house your new home.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 100
  • Laundry: Laundry Room
  • Year Built: 1978
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,283
  • Acreage: 0.16
  • Lot Size: 70 x 100
  • Est. Taxes: $913
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Disposal, Dryer, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8319031
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/TB8319031/424silverhilldrive_valrico_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 6:10:16 PM)
Listing courtesy of MCBRIDE KELLY & ASSOCIATES   Phone: 813-254-0900

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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424 Silver Hill DRIVE, Valrico, FL, 33594

$305,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $244,000 $244,000 $244,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $76 $76 $76
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,623 $1,622 $2,092
Total Monthly Payment $1,774 $1,773 $2,243

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.