Welcome to this beautifully maintained 3-bedroom, 2-bathroom villa located in The Greens at Edgewater, an exclusive HOA community within the Palms of Terra Ceia Bay Community Development District. This spacious villa offers stunning views of the 8th green of the Terra Ceia Bay Golf Course and boasts a well-designed, open floor plan with vaulted ceilings that create an open and inviting atmosphere. One of the highlights of this villa is the sunroom, a perfect space to relax and enjoy the serene beauty of the surrounding golf course. From the comfort of this cozy room, you can watch golfers tee off or catch glimpses of local wildlife as they pass by. The master bedroom features dual closets and an ensuite bathroom with double vanities. The home is equipped with hurricane-impact windows, a newer HVAC unit (2020), a water heater replaced in 2019, and an electrical panel upgraded in 2014. With a 2-car garage and plenty of storage space, this villa is both functional and move-in ready. The property was not impacted by storms Milton or Helene, and it is not located in a flood zone. Whether you’re looking for a full-time residence or a vacation retreat, this villa offers comfort, style, and peace of mind in a serene golf course setting. Don’t miss your chance to make this beautiful villa your own—schedule a showing today!
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Our Executive Mortgage Banker:
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$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,800 | $1,754 | $2,226 |
Total Monthly Payment | $2,088 | $2,042 | $2,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.