Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home in the heart of Oak Park! Situated on elevated ground and having never experienced flooding, nor in a flood zone, this property offers peace of mind in addition to its many attractive features. This property combines modern amenities with classic Florida charm. Step into this beautiful home featuring three spacious bedrooms and two full bathrooms. The modern kitchen showcases brand new stainless steel appliances, perfect for the cooking enthusiast. Adding to the home's ambiance, a stylish electric fireplace creates a cozy focal point in the living room, perfect for those occasional chilly Florida evenings. The generous fenced backyard provides an ideal space for outdoor entertaining, family gatherings, or a safe play area for pets. For added convenience, the property includes a one-car garage with alley access.
Located in the sought-after Oak Park neighborhood, this home places you minutes from downtown's vibrant arts and culture scene. Enjoy easy access to world-renowned beaches, including St. Pete Beach and Treasure Island. Commuters will appreciate the proximity to I-275 for quick trips to Tampa, while local attractions like Tropicana Field and The Dali Museum are just a short drive away. Take advantage of nearby parks, local restaurants, and the famous St. Pete Pier. Beach Drive's exceptional dining scene, year-round farmers markets, and outdoor events are all within easy reach. With 361 days of sunshine annually, St. Petersburg's exceptional climate allows for year-round outdoor activities.
This move-in ready home offers the perfect blend of comfort and convenience in one of St. Petersburg's most desirable areas. Don't miss this opportunity and schedule a viewing of this exceptional property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,360 | $3,029 |
Total Monthly Payment | $2,513 | $2,483 | $3,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.