Welcome to 38 Easton Road! This quality construction colonial in upper Stepney is awaiting you! From the moment you enter this beautiful home, you will see its great attention to detail! Spacious eat in kitchen with granite countertops, abundance of cabinetry with recessed lighting, new stainless steel appliances, hardwood flooring, and pantry for all your entertainment needs! Gorgeous formal dining room with detailed wall paneling and illuminating tray ceiling. First floor private office with French doors boasting an abundance of natural light! Family room with vaulted ceilings, fireplace, and built ins with French doors leading to a large private deck overlooking a level lot with newer shed. There are four generous size bedroom with the master suite with two walk in closets! Security system, prewired for surround sound, whole indoor/outdoor audio system, 200 amp service including a generator transfer switch, three zone climate control heat and central AC, newer furnace and air conditioner compressor, invisible fence, and Trex decking in the rear and front porch! This home has great curb appeal! The basement has high ceilings for future expansion. Centrally located with easy access to all restaurants, shopping, and highways! Just in time to be home for the holidays and ring in the new year! A special home awaits you and one that should be on your short list of homes to see!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 18.0 x 22.0 | Upper |
Bedroom 2 | Wall/Wall Carpet | 11.0 x 14.0 | Upper |
Bedroom 3 | Wall/Wall Carpet | 11.0 x 13.0 | Upper |
Eat-In Kitchen | Granite Counters,Hardwood Floor | 13.0 x 21.0 | Main |
Family Room | Vaulted Ceiling,Fireplace,Hardwood Floor | 14.0 x 21.0 | Main |
Formal Dining Room | Hardwood Floor | 14.0 x 16.0 | Main |
Full Bath | Upper | ||
Half Bath | Main | ||
Living Room | Hardwood Floor | 14.0 x 14.0 | Main |
Office | French Doors | 12.0 x 12.0 | Main |
Primary BR Suite | Full Bath,Walk-In Closet,Wall/Wall Carpet | 14.0 x 21.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $984 | $984 | $984 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,339 | $4,227 | $5,363 |
Total Monthly Payment | $5,415 | $5,303 | $6,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.