This fully renovated Dracut, MA townhouse, offers 1152 sq ft of modern living space. Highlights include a kitchen with ceiling-height cabinets, granite countertops & bamboo flooring in the living room. The ground floor features a tiled laundry room, a 1-car garage, & a mudroom. The main level boasts an eat-in kitchen, a living room, a half bath & access to a deck. Upstairs, find two bedrooms sharing a full bath with ample linen storage. Additional storage is available in the pull-down attic. Located just under 3 miles from UMASS Lowell, this home is ideal for owners & investors alike. Notable features include central air, in-unit laundry & a spacious primary bedroom with a vaulted ceiling and skylight. This property is in mint condition & ready for its next owner to enjoy this serene country setting.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Recessed Lighting | 12.0 x 15.0 | Second |
Kitchen | Flooring - Vinyl, Dining Area, Balcony / Deck, Gas Stove, Lighting - Overhead | 13.0 x 15.0 | First |
Living Room | Flooring - Hardwood, Lighting - Overhead | 14.0 x 15.0 | First |
Master Bedroom | Skylight, Vaulted Ceiling(s), Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | 11.0 x 15.0 | Second |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,530 |
Total Monthly Payment | $2,426 | $2,373 | $2,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.