Move-in ready, this completely renovated 4-bedroom, 2-bathroom sanctuary is high and dry, located in a NO FLOOD ZONE, yet only about 2 miles from the Award Winning Gulf Beaches. The home features an open and contemporary split-bedroom design. The modern eat-in kitchen, complete with Quartz countertops and stainless-steel appliances, opens to a spacious living area and a separate dining/sunroom. The natural flow from the living area to the kitchen and dining spaces ensures seamless and enjoyable gatherings. With 4 spacious bedrooms, there's room for everyone to unwind and find their own peaceful retreat. The 2 renovated bathrooms blend style and functionality. Additional features include a large indoor laundry/mud room off the 1-car garage, a beautifully landscaped yard, and a paver driveway. Plus, don't miss the large, peaceful, private backyard courtyard. Enjoy added peace of mind with a NEW WATER HEATER, NEW HVAC, and newer windows. No HOA or CDD fees, makes this home even more appealing. This unique property is an ideal retreat for homeowners and investors alike, with its prime location for short-term and vacation rentals. Located in unincorporated Pinellas County, it offers short-term rental opportunities through platforms like Airbnb or VRBO (please confirm local regulations). Schedule your tour today; opportunities like this are rare! Located just minutes from award-winning beaches while not requiring flood insurance. Central Avenue, with its vibrant restaurants, shopping, and nightlife near Downtown St. Petersburg, is just 8 miles away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$535,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,920 | $2,845 | $3,609 |
Total Monthly Payment | $3,186 | $3,111 | $3,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.