Welcome to this stunning 5-bedroom, 3-bath home located in the highly sought-after, gated Lake Pointe Community in Saint Cloud. Nestled on a serene lot with breathtaking views, this home offers the perfect blend of comfort and luxury. Step inside to discover a bright and open floor plan featuring formal living and dining rooms, as well as a spacious family room with sliding glass doors that seamlessly flow to your private, patio and sparkling pool area—ideal for both relaxation and entertaining. The luxurious new kitchen connects a charming casual dining area and breakfast bar, offering ample counter and cabinet space with new appliances.
Upstairs, you'll find a generously sized home bonus/movie room with additional 3 bedrooms, walking closet and a versatile bathroom. The master suite complemented by dual walk-in closet. plus one additional bedroom and a full bathroom are located on the first floor. Additional highlights include a garage with abundant storage with 3 cars space and attic access. The community boasts a wealth of amenities, including playgrounds, picnic areas, fishing spots, tennis and basketball courts, BBQ areas, walking trails, and a viewing dock overlooking East Lake Toho. Future plans for pickleball courts add to the community's appeal, with numerous seasonal events fostering a vibrant neighborhood atmosphere. This home is located in St. Cloud, just off Narcoossee Road, just a short bike ride from Elementary and middle schools and only minutes from major attractions such as Disney World and Universal Studios the Orlando International Airport, the 417, and the vibrant Lake Nona/Medical City area. Whereas Publix, Sams, Walmart, Pharmacies, Restaurants and Hotels are conveniently reachable at a short drive distance, This is the perfect place to call home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,142 | $5,343 |
Total Monthly Payment | $4,711 | $4,707 | $5,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.