5 Elcy Lane, Charlotte, VT, 05445 | $899,000

Nestled in a picturesque country neighborhood with stunning mountain views, this sun-filled home on 2. 18 acres offers the perfect blend of comfort and beauty. A new bluestone walkway and lovely perennial garden lead you to an inviting covered front porch. Inside, the spacious open floor plan offers hardwood floors throughout, a living room with a vaulted ceiling and gas fireplace, plus an upgraded kitchen with tons of cabinets, gorgeous granite counters, stainless steel appliances, and a center island with prep sink. The convenient first-floor primary bedroom suite offers two large closets and a luxurious 5-piece bath, while first-floor laundry adds ease to daily living. Upstairs, you'll find 3-4 guest bedrooms and a full guest bath. The partially finished basement features a spacious family room, gym, and abundant storage with a new sump pump for peace of mind. Unwind in the 4-season sunroom overlooking the backyard with serene pond and enjoy outdoor entertaining on the two-tier deck. A spacious paved driveway and 2-car garage provide ample parking, secure storage, and easy maintenance, while your owned solar panels reduce energy costs and help lower your carbon footprint. Take advantage of a quick two-minute drive to Mt. Philo State Park for hiking and outdoor adventures, while also enjoying an easy commute to the Burlington area for dining, shopping, and entertainment.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Cape
  • Year Built: 2004
  • Garage: 2-car Garage
  • Heating: Propane,Baseboard,Hot Water
  • Cooling: None
  • Basement: Concrete Floor,Finished,Full,Stairs - Interior,Storage Space,Unfinished
  • Approx Sq. Feet: 3,022
  • Acreage: 2.18
  • Est. Taxes: $9,211
  • Lot Desc: Corner,Country Setting,Landscaped,Mountain View,Pond Frontage,Pond Site,Subdivision,Water View
  • Elem. School: Charlotte Central School
  • Middle School: Charlotte Central School
  • High School: Champlain Valley UHSD #15
  • MLS#: 5021416
  • Website: https://www.raveis.com
    /prop/5021416/5elcylane_charlotte_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/24/2024
Listing courtesy of Coldwell Banker Hickok and Boardman   Phone: 802-863-1500
Listing Agent: Lipkin Audette Team

William Raveis Family of Services

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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5 Elcy Lane, Charlotte, VT, 05445

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.375% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.821% 6.474% 6.036%
Monthly Tax Payment $768 $768 $768
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,084 $4,487 $6,021
Total Monthly Payment $4,944 $5,347 $6,881

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.