**PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING** Welcome home to the much sought-after waterfront community of BANYAN POINT. This BEAUTIFULLY FURNISHED, 2 bedroom, 2 bath condo with elevator access has a gorgeous WATER VIEW from the third floor and is exactly what you have been looking for! It has a bright and airy floorplan that has all been updated. The kitchen has granite countertops, GE stainless steel appliances, breakfast bar and an abundance of cabinet space. Being sold TURNKEY furnished, it includes all pots, pans, dishes, bedding, etc. All of the quality furniture throughout has been purchased within the last few years. All new light fixtures throughout. The owner loves the GE washer and dryer! The spacious primary bedroom has private access out to the lanai. There is a large master bathroom with walk-in closets. On the opposite side of the condo is the guest bedroom that has plenty of closet space, along with a full guest bathroom. Step outside and enjoy the breeze and scenic view of the gulf access canal from your lanai, which has a large closet for you to store your pool/beach toys. The lanai just had new screen and film put on the windows. Right in front of the unit, is assigned dockage for your boat, available for a small fee. The unit comes with one assigned carport parking space and lots of guest parking. New roof in 2024. Condo fees include swimming pool, cable TV, insurance, water, garbage, clubhouse and ground maintenance. The Banyan Point condo complex is near Fisherman’s Village, downtown shops and restaurants in Punta Gorda, great boating, fishing, golfing and more. Call now for your private showing.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,423 | $2,421 | $2,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.