Rare double lot pool home in a NO FLOOD ZONE! Discover the perfect blend of space, style, and peace of mind with this stunning 3 bedroom, 2 bathroom pool home on an exceptionally rare double lot in Port Charlotte. Enjoy total privacy and ample space to expand or simply relax in your own slice of paradise and also located in a highly desirable no flood zone, so no flood insurance is required! With 1, 552 sq. ft. of beautifully updated living space, this home features a backyard oasis complete with a sparkling pool and a fantastic rock waterfall, brand new pool heater and filter (2024), and a brand new 10x10 shed for all your storage needs. The stylish, updated kitchen boasts quartz countertops (2023), stainless steel appliances, and even a wine fridge, making it ideal for entertaining or enjoying quiet nights in. With recent upgrades like a new roof (2022), AC (2022), and septic tank (2023), this home is ready for you to move right in and start living the Florida lifestyle. Situated in a neighborhood with no HOA restrictions, you’re minutes away from shopping, dining, waterfront parks, fishing piers, boat ramps, and the gorgeous Gulf beaches in Englewood. Easy access to I-75 makes commuting or weekend getaways a breeze, and with Charlotte Sports Park and world class fishing on Boca Grande nearby, there’s never a dull moment. This double lot home in a no flood zone is a rare find. Schedule your private tour today, because this unique property won’t last long!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,400 | $318,400 | $318,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $350 | $350 | $350 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,118 | $2,116 | $2,730 |
Total Monthly Payment | $2,543 | $2,541 | $3,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.