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60 Richardson Avenue, Northfield, VT, 05663 | $275,000
Move in condition under $300, 000? This is the real deal. Well kept and clean, 60 Richardson Avenue in Northfield is an easy place to call home. The first floor features a comfortable living room, dining room with wood stove, and a nicely appointed kitchen (with newer appliances). Hardwood and softwood flooring throughout. Many updates, including standing seam metal roof, exterior paint, boiler, updated full bathroom, and much more. You’ll love sitting on the covered front porch after a long day. The raised beds are easy to take care of, and are just the right amount of work for a summer garden. Shop/one car garage at the back of the house is convenient for lots of things. Richardson Avenue is a dead end street, and the property is not in the flood zone. Convenient to Norwich University, the Common (Good Measure or O’Maddi’s anyone?), and it’s an easy commute to Montpelier, Barre, I89 and the Mad River Valley. GOOD CANDIDATE FOR VA, FHA LOANS. **Open house Sat 11/9 10-12, with showings to follow**
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Cape
- Year Built: 1910
- Garage: 1-car Garage
- Heating: Oil,Wood,Baseboard,Hot Water,Stove - Wood
- Cooling: None
- Basement: Concrete,Full,Unfinished
- Approx Sq. Feet: 1,288
- Acreage: 0.13
- Est. Taxes: $3,986
- Lot Desc: Landscaped,Level
- Elem. School: Northfield Elementary School
- Middle School: Northfield Middle High School
- High School: Northfield High School
- School District: Paine Mountain School District
- MLS#: 5021389
- Website: https://www.raveis.com
/prop/5021389/60richardsonavenue_northfield_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/22/2024Listing courtesy of Green Light Real Estate Phone: 802-225-6425
Listing Agent: Ray Mikus
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
60 Richardson Avenue, Northfield, VT, 05663
$275,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $332 | $332 | $332 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
| Total Monthly Payment | $1,871 | $1,869 | $2,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484