3351 Kelsey Ln, Saint Cloud, FL, 34772 | $314,990

Welcome home to this fantastic opportunity for first-time homebuyers or savvy investors! Located in the desirable Cross Creek Estates, this charming 3-bedroom, 2-bath concrete block home is move-in ready and full of potential. One of its most notable upgrades is the BRAND NEW ROOF installed in 2023, ensuring peace of mind for years to come. Step outside to discover a large, fully fenced backyard complete with a huge open patio, perfect for hosting gatherings or simply enjoying the outdoors.

Upon entering, you’ll be greeted by a spacious tiled front porch that leads into an inviting interior featuring ceramic tile flooring throughout. The vaulted ceilings add an airy touch to the neutral-toned great room, making it ideal for both relaxing and entertaining. The primary bedroom is a true retreat with a large walk-in closet and an ensuite bathroom featuring a convenient tub/shower combination. The additional two bedrooms are well-sized and share a full guest bathroom, also equipped with a tub/shower.

The kitchen is designed for functionality and style, offering a breakfast bar and a full set of stainless steel appliances, only 6 years old. Ceiling fans in the great room and all bedrooms help maintain comfort throughout the year. For added convenience, this home features a single-car garage with ample storage space, thanks to decked attic access. The double-wide driveway provides plenty of parking, and the washer and dryer—located in the garage—are included. Kinetico water softener is included in the sale but sold as-is.

As part of the Cross Creek Estates community, residents can take advantage of the clubhouse and pool, perfect for unwinding on weekends. The home’s prime location offers easy access to shopping, dining, and entertainment, making this property not just a house, but a place to call home. Don’t miss this incredible opportunity!

Features

  • Amenities: Pool
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 120
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Contemporary
  • Year Built: 2000
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,078
  • Acreage: 0.14
  • Lot Size: 50 x 120
  • Est. Taxes: $2,031
  • HOA Fee: $60 Monthly
  • Lot Desc: Landscaped, Level, Sidewalk
  • Elem. School: Canoe Creek K-8
  • Middle School: Canoe Creek K-8
  • High School: St. Cloud High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener
  • MLS#: O6254971
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/O6254971/3351kelseyln_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/13/2024 11:17:09 PM)
Listing courtesy of HOMEVEST REALTY   Phone: 407-897-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3351 Kelsey Ln, Saint Cloud, FL, 34772

$314,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $251,992 $251,992 $251,992
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $169 $169 $169
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,719 $1,675 $2,125
Total Monthly Payment $1,963 $1,919 $2,369

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.