Welcome home to this fantastic opportunity for first-time homebuyers or savvy investors! Located in the desirable Cross Creek Estates, this charming 3-bedroom, 2-bath concrete block home is move-in ready and full of potential. One of its most notable upgrades is the BRAND NEW ROOF installed in 2023, ensuring peace of mind for years to come. Step outside to discover a large, fully fenced backyard complete with a huge open patio, perfect for hosting gatherings or simply enjoying the outdoors.
Upon entering, you’ll be greeted by a spacious tiled front porch that leads into an inviting interior featuring ceramic tile flooring throughout. The vaulted ceilings add an airy touch to the neutral-toned great room, making it ideal for both relaxing and entertaining. The primary bedroom is a true retreat with a large walk-in closet and an ensuite bathroom featuring a convenient tub/shower combination. The additional two bedrooms are well-sized and share a full guest bathroom, also equipped with a tub/shower.
The kitchen is designed for functionality and style, offering a breakfast bar and a full set of stainless steel appliances, only 6 years old. Ceiling fans in the great room and all bedrooms help maintain comfort throughout the year. For added convenience, this home features a single-car garage with ample storage space, thanks to decked attic access. The double-wide driveway provides plenty of parking, and the washer and dryer—located in the garage—are included. Kinetico water softener is included in the sale but sold as-is.
As part of the Cross Creek Estates community, residents can take advantage of the clubhouse and pool, perfect for unwinding on weekends. The home’s prime location offers easy access to shopping, dining, and entertainment, making this property not just a house, but a place to call home. Don’t miss this incredible opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$314,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,992 | $251,992 | $251,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,161 |
Total Monthly Payment | $1,921 | $1,919 | $2,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.