BOND PAID! TURNKEY! Charming stucco courtyard villa in the desirable Village of Santiago's San Leandro Villas. Featuring a NEWER ROOF (2020) and lovely curb appeal with lush shrubs and low-maintenance rock landscaping. Enter through the front door with a sliding screen into a welcoming, tiled foyer. The kitchen boasts tile flooring, elegant GRANITE countertops and backsplash, a breakfast bar, and a convenient closet pantry. The open-concept dining and living area showcases beautiful ENGINEERED HARDWOOD FLOORING. Sliding glass doors in the dining area lead to a side patio, perfect for grilling or creating an additional seating space. The spacious living room opens to a bright FLORIDA ROOM, ideal for entertaining or simply relaxing. Step out to the large screened-in birdcage with painted concrete flooring, where you can enjoy Florida's sunshine and fresh air. If PRIVACY is what you are looking for, this home has no rear neighbors! The primary suite comfortably fits a king-size bed and includes a walk-in closet with ample shelving. The en-suite bathroom features a walk-in shower and GRANITE countertops. A pocket door separates the guest area, allowing your guests privacy. The guest bedroom offers double-door closets and a welcoming space for visitors. The guest bathroom includes GRANITE countertops, a shower/tub combo, and a nearby linen closet for convenience. The garage accommodates a car and a golf cart and includes a utility sink and extra shelving for storage. Located just 10 minutes from Spanish Springs and Hwy 441, this villa is close to a variety of shopping, medical facilities, restaurants, and more. Lake Sumter is also about 10 minutes away, and the community pool within Santiago ensures easy access to leisure activities. Call today to see why this villa should be your next home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,200 | $283,200 | $283,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,932 | $1,882 | $2,388 |
Total Monthly Payment | $2,227 | $2,177 | $2,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.