Here is your opportunity to build now or in the future on one of the few lots left in the desirable waterfront community of Gulf Harbors. The previous home on this lot was removed which will result in lower impact fees for new construction. Build your modern elevated home on this 60’ wide newly vinyl fenced property. Your new home, built to current Florida codes of 2 to 3 levels will provide expansive views. This lot did not flood during Idalia and has a current survey on file. You also have the option to join Gulf Harbors private sandy beach for $200 per year which is just a short bike ride away! Gulf Harbors private beach overlooks beautiful Anclote Key where you will enjoy amazing sunsets! The beach offers cabanas, grills, and picnic tables! There is also a community club house for other functions. The Gulf Harbors Yacht Club is nearby as well as 2 community boat ramps. A new park is being planned in the center of this active neighborhood. Just a short ride from lively downtown New Port Richey with many restaurants, bars, shops, and Sims Park. Close to all shopping, restaurants, medical needs, Tampa airport and more. Don’t miss your opportunity to build your dream home and enjoy the sunny tropical Florida lifestyle on the Gulf of Mexico.
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Our Executive Mortgage Banker:
Our Insurance Division:
$129,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,200 | $103,200 | $103,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $687 | $678 | $870 |
Total Monthly Payment | $762 | $753 | $945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.