Whether you are an investor or looking to owner/occupy, 85 Ledgeside will surely fit all your goals and needs! Updates have been made throughout all three floors! Freshly painted and updated throughout all 3 levels, and exterior updates include a new shed, fresh paint, and driveway repair. The first floor offers 2 Bedrooms, a very spacious eat in kitchen with outside access, updated flooring, stainless steel appliances, laundry in the full bath, and even interior access to the partitioned basement for storage. The second-floor unit offers a full bath, separate laundry area, stunning accents, new gas stove, 2 year old microwave and dishwasher. 2 Bedrooms on this level, with a rear staircase to outside deck and patio. This unit includes a massive finished third floor with a half bath and fresh carpeting and abundant living space, easily adding one or even two additional bedrooms if needed. Roof is approximately 15 years old or less, with separate meters for each unit, two hot water heaters, and even central air on the second and third floors, serviced this summer. Access to 2 major highways, bus routes, two hospitals, Starbucks, Dunkin', 24-hour CVS, your every need just seconds away, most walking distance, tucked into a beautifully treed, level lot with 4 spaces in driveway and plenty of off-street parking. The front porch just painted as well, with locked storage/sitting area. You won't believe the level of pride maintained here. DO NOT WALK THE PROPERTY WITHOUT REALTOR.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $312,000 | $312,000 | $312,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $799 | $799 | $799 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,074 | $2,631 |
Total Monthly Payment | $2,950 | $2,948 | $3,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.