*WE ARE REQUESTING HIGHEST AND BEST OFFERS BY 6PM THIS EVENING, MONDAY 11/18/24* Welcome to this classic Colonial nestled in Fairfield's desirable University Neighborhood! With timeless charm and modern updates like central air, this well-cared-for 3-bedroom home features refinished hardwood floors throughout, a great layout, and an unfinished 3rd-floor walk-up attic, offering endless opportunities to expand or enhance its footprint. Enjoy a spacious backyard perfect for outdoor activities and relaxation. Located just minutes from town, train, Whole Foods, and Fairfield's beautiful beaches, this home provides easy access to all the amenities Fairfield has to offer. This welcoming neighborhood is known for its festive spirit, with block parties and holiday celebrations that include Polar Express rides-a favorite for all ages! Just steps from the newly renovated Gould Manor Park, enjoy playgrounds, ball fields, tennis courts, and popular pickleball courts. Discover the charm and community of this lovely home and neighborhood.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Full Bath | Upper | |
Kitchen | Main | |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
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Contact@raveis.com
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $680 | $680 | $680 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,960 | $3,957 | $4,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.