If home is where the heart is, this three-bedroom charmer in the Commack school district has plenty of room to fall in love. Situated in a prime mid-block location and proudly part of the sought-after Commack school district, this three-bedroom two-bathroom Ranch-style home offers a world of comfort and charm with every thoughtful detail! Slip through the front door to find an open floor plan where each space flows seamlessly into the next. Gleaming hardwood floors span the living area, warmly lit by Anderson windows that fill every corner with sunlight. The heart of this home beats in the updated eat-in kitchen that flaunts beautiful maple cabinets and granite countertops, inviting loved ones to gather around for everyday meals and special occasions alike. And just off the kitchen, a door opens to your private fenced-in yard-a lush oasis perfect for summer barbecues, star-gazing evenings, and playful afternoons for kids and pets. You will surely love spending those cozy nights around the fire pit, sharing stories and roasting marshmallows under the stars. Adding versatility, the converted garage serves as an elevated den with vaulted ceilings, a space where relaxation and entertainment blend effortlessly. Every corner of this home has been updated with convenience in mind, from the modern bathrooms to the full basement that doubles as extra storage and laundry. The addition of solar panels on the updated roof helps keep electric bills manageable, while central air conditioning ensures you'll stay cool even on the hottest days.
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Our Executive Mortgage Banker:
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$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $933 | $933 | $933 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,684 | $3,589 | $4,554 |
Total Monthly Payment | $4,709 | $4,614 | $5,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.