Coastal Home Near the Beach+ Guest Space | No Flood Zone! Welcome to your perfect coastal retreat! This stunning home is ready for new owners to enjoy. With an open floor plan designed for seamless living, this home is ideal for hosting friends and family while enjoying the best of seaside life. It is situated just minutes from the beach, restaurants, boutique shopping, and local attractions. The first floor blends office space, living, dining, and kitchen areas, perfect for entertaining and everyday comfort. In the kitchen you will find a large island with a beverage fridge + breakfast bar ideal for gatherings or casual meals. Three spacious bedrooms, including a tranquil primary suite with a balcony and ocean views. Outdoor Living: Expansive paved patios, perfect for sunset views, morning coffee, or seaside entertaining. A dedicated guest area provides a comfortable retreat with its own bathroom and living space for visitors! Any offers please make good for 24 hours for sellers treview
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $980,000 | $980,000 | $980,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $759 | $759 | $759 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,488 | $6,034 | $8,138 |
Total Monthly Payment | $6,372 | $6,918 | $9,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.