This charming 3-bedroom home located in vibrant Patchogue Village offers a perfect blend of historic charm with modern amenities with 1, 756 square feet of living space nestled on a generous . 23 acre lot. Inside, you will discover a bespoke aesthetic that sets this home apart and many updates! The spacious kitchen is a chef's delight, featuring a top-of-the-line Verona range, pantry, lots of countertop space and storage as well! Enjoy casual meals in the cozy eat-in kitchen, or entertain guests in the inviting living area, complete with a wood-burning stove and gleaming hardwood floors. The home boasts central air conditioning and gas heat ensuring year-round comfort. A full basement provides ample storage options, while the private driveway with a gate to enter the property offers convenient parking. Relax in the serene surroundings with beautiful landscaping and multiple outdoor entertainment areas featuring a pergola, firepit, and outdoor dining areas, or take advantage of the home's proximity to Patchogue Village. This lively area is known for its fantastic bars, great restaurants, and easy access to the ferry to Fire Island, making it a perfect spot for those who love to explore and enjoy local amenities. Whether you're looking for a peaceful retreat or a place to entertain, this home has it all!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,992 | $399,992 | $399,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $805 | $805 | $805 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,729 | $2,658 | $3,373 |
Total Monthly Payment | $3,608 | $3,537 | $4,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.