Situated on a gorgeous and private 3. 01 acre property this 2-bedroom, 2-bath block home offers the best of both serene countryside living and nearby coastal attractions. With 1, 008 SqFt of thoughtfully designed space this residence is the perfect escape from the hustle and bustle, featuring a spacious and functional layout along with an attached two-car garage. Surrounded by majestic oak trees and sable palms, the natural beauty of the landscape provides a tranquil setting, ideal for those who appreciate privacy and the charm of nature right outside their door. An added highlight of this property is a HUD-approved accessory dwelling unit—a fully equipped 1-bedroom, 1-bath home built in 2023 with 720 SqFt of its own living space. Whether you’re looking to create rental income, establish a welcoming Airbnb retreat or provide comfortable accommodations for family members as part of a family compound, this additional unit is ready to meet your needs. The homes have been both rented for $3, 400 a month, so perfect for an investment opportunity. For those dreaming of a homestead this property is zoned for farm animals and horses, allowing you to create your own private mini-farm where you can enjoy the peaceful, rural lifestyle. These homes are not only beautiful but built to last! Both homes are Code Approved and inspected for Hurricane Zone 2, ensuring they’re ready for winds up to 140 mph. Positioned in a high and dry location, these homes have never experienced flooding from hurricanes – providing peace of mind in every season. Just 19-miles away is Fort Island Gulf Beach where you can enjoy fishing, boating, sunbathing and endless coastal adventures. Spend your mornings exploring the waters and your afternoons relaxing under the shade of your oak trees back at home—a lifestyle of peace and recreation awaits!
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$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $219 | $219 | $219 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,342 | $2,340 | $3,018 |
Total Monthly Payment | $2,636 | $2,634 | $3,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.