Welcome to your tranquil coastal retreat! This charming home captures the best of bay living, offering ocean breezes and views of the bay from both the deck and private primary suite. Nestled in a quiet neighborhood, it's just a short stroll to a secluded beach and only minutes from the scenic Conimicut Point Park. The open-concept first floor is filled with natural light, featuring two double sliders that lead to an expansive deck, perfect for relaxing or entertaining. The kitchen, fully renovated in 2024, exudes timeless elegance with new cabinetry, counters, a modern stove, microwave, and dishwasher. Adjacent to the kitchen is a versatile room ideal for a bedroom or office, along with a full bath for convenience. Enjoy newly installed hardwood floors throughout the kitchen and both upstairs bedrooms. The spacious primary suite boasts a newly added bathroom with an oversized tub and a private balcony with bay views your own personal retreat. Outside, the property offers a large, fenced-in yard with a fire pit, a newly extended driveway accommodating up to 6 cars, and a 2-car garage with modern doors and an automatic opener for ease. The back siding and deck have been recently updated, & all electrical work has been modernized. This home has been meticulously maintained and thoughtfully updated, blending classic coastal charm with modern comfort and convenience. Come see and enjoy the coastal lifestyle you've been dreaming of! Flood Insurance less than $100/month
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $500 | $500 | $500 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,231 | $3,228 | $3,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.