5200 SHORE Drive, Saint Augustine, FL, 32086 | $440,000

Seller offering $3, 000 closing costs, prepaids or rate buy down for exterior paint.

Get ready to fall in love with this St Augustine South gem! This cozy 3-bedroom, 2-bath large corner lot oasis blends comfort and convenience in one of the most charming neighborhoods around. Imagine laid-back strolls along peaceful, tree-lined streets—no HOA or CDD fees here to cramp your style!

This home is ready for easy living! Recent updates include a 2022 roof and brand new water heater. Inside, the open floor plan features vaulted ceilings, a spacious kitchen island, ample walk-in closets, and a screened lanai perfect for gatherings with an extra refrigerator. Outdoors, you'll find a 30-amp RV hookup, an extra concrete parking pad for your RV or boat and a metal shed for extra storage. This property features a dedicated irrigation system on its own well, ensuring efficient and cost-effective lawn care while preserving household water usage. The community adds even more appeal with boat, kayak, and jet ski launch areas, scenic walking paths along the intracoastal, and free parking at Crane Park boat launch. This is more than just a home, it's the lifestyle you've been dreaming of!

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Ranch
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,800
  • Acreage: 0.23
  • Est. Taxes: $2,146
  • Lot Desc: Corner Lot, Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Osceola
  • Middle School: Murray
  • High School: Pedro Menendez
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2055388
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/2055388/5200shoredrive_saintaugustine_fl?source=qrflyer
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Listing courtesy of PURSUIT REAL ESTATE, LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5200 SHORE Drive, Saint Augustine, FL, 32086

$440,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $352,000 $352,000 $352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $179 $179 $179
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,401 $2,340 $2,968
Total Monthly Payment $2,655 $2,594 $3,222

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.