Bright and spacious updated contemporary saltbox on a family friendly cul-de-sac. Large quartz countertops and stainless steel appliances in kitchen, open to living room with vaulted ceiling, skylights, and fireplace with sliders to deck. One bedroom on main floor and two bedrooms upstairs. Two bedrooms with sliders to balconies. Detached garage with large finished, heated room above for storage or workspace. Large finished room in basement with propane stove and large laundry/utility room. Recent updates including kitchen, custom windows, driveway, roof, garage floor, well tank and sediment filter. Country setting but close to shopping and entertainment. Hampstead has a town beach, town forest with trails, and desirable school system. Easy access to routes 93 and 495 for travel to Boston, ocean, lakes, and mountains. Don’t miss this one! Showings begin Sunday 11/10/2024 at 10: 00 am
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $725 | $725 | $725 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,980 | $2,977 | $3,777 |
Total Monthly Payment | $3,797 | $3,794 | $4,594 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.